With multi-party computation (MPC) wallets becoming the standard for secure digital asset storage, businesses and institutions seek solutions that enhance security while maintaining usability, scalability, and compliance. This guide explores the top 5 MPC wallets in 2025, each offering cutting-edge security, seamless integrations, and institutional-grade features.
1. Fireblocks
Fireblocks has established itself as the gold standard for institutional MPC wallets, trusted by banks, hedge funds, and asset managers. Its multi-layered security, automated transaction workflows, and compliance-first approach set it apart.
👉 Discover why Fireblocks leads institutional security
Key Features:
✔ Network-based security – Secure transactions within a closed network of verified institutions.
✔ Granular access control – Custom approval workflows for transactions.
✔ AI-driven fraud detection – 24/7 monitoring with anomaly detection.
✔ Regulatory compliance – SOC 2 Type II, ISO 27001, and GDPR-ready.
Best For:
Hedge funds, custodians, and enterprises requiring high-volume transactions with institutional-grade security.
2. CoinWallet by CoinsDo
CoinWallet by CoinsDo is a business-focused MPC wallet designed for exchanges and enterprises. Its multi-layered security ensures no single party holds full private key access, using distributed key shares for secure transactions.
Key Features:
✔ MPC-based key splitting – Eliminates single points of failure.
✔ Enterprise APIs – Integrates with existing payment infrastructures.
✔ Customizable thresholds – Define approval policies (e.g., 5-of-9 shards).
Best For:
Crypto exchanges and financial institutions needing customizable, API-driven MPC solutions.
3. ZenGo
ZenGo removes private keys and seed phrases entirely, using MPC-based threshold signatures split between the user’s device and ZenGo’s servers. This approach mitigates phishing, SIM swaps, and seed phrase leaks.
Key Features:
✔ Biometric recovery – No seed phrases required.
✔ Built-in DeFi tools – Staking, swaps, and NFT support.
✔ 70+ cryptocurrencies – Broad asset compatibility.
Best For:
Retail users and DeFi enthusiasts seeking security without complexity.
4. Coinbase Wallet
Coinbase Wallet merges MPC security with mainstream accessibility, offering self-custody via distributed key shares while integrating seamlessly with Coinbase Exchange.
👉 Explore Coinbase’s MPC integration
Key Features:
✔ Instant transfers – No fees between Coinbase Exchange and wallet.
✔ DeFi-ready – Direct dApp access and staking.
✔ Regulatory alignment – Compliant with global standards.
Best For:
Investors wanting self-custody with exchange-like convenience.
5. Qredo
Qredo is a decentralized MPC wallet optimized for cross-chain liquidity and institutional custody. Its Layer-2 blockchain enables instant, low-cost settlements.
Key Features:
✔ Decentralized governance – No single entity controls keys.
✔ Layer-2 settlements – Reduces gas fees and delays.
✔ DeFi integration – Ideal for protocols and DEXs.
Best For:
DeFi institutions and developers prioritizing decentralization.
Honorable Mentions
- Copper: ClearLoop technology for reduced counterparty risk.
- Curv (by PayPal): MPC security with PayPal’s infrastructure.
Account Abstraction Wallets: An Alternative to MPC
Account abstraction (AA) wallets, powered by smart contracts, offer automated transactions, gas fee sponsorship, and seedless recovery. Ethereum’s ERC-4337 standard pioneers this technology.
Key Benefits:
✔ No seed phrases – Biometric or social recovery.
✔ Gas sponsorship – Third parties cover fees.
✔ Programmable security – Custom policies like 2FA or time-locked withdrawals.
Final Thoughts
MPC wallets dominate 2025’s security landscape, while AA wallets innovate in usability. Your choice depends on priorities:
- Institutions: Fireblocks/Qredo.
- Exchanges: CoinWallet.
- Retail users: ZenGo/Coinbase Wallet.
👉 Compare top crypto security solutions
FAQ
Q1: Are MPC wallets safer than hardware wallets?
A1: Yes. MPC eliminates single points of failure, whereas hardware wallets rely on a physical device’s security.
Q2: Can MPC wallets recover lost keys?
A2: No—key shards are distributed. Losing required shards (e.g., 3-of-5) permanently locks funds.
Q3: Do AA wallets support Ethereum only?
A3: Primarily, but standards like ERC-4337 may extend to other chains.
Q4: Is Fireblocks suitable for small businesses?
A4: Yes, but its cost structure favors high-volume users.
Q5: How does Qredo’s Layer-2 improve MPC?
A5: Faster settlements and lower fees vs. traditional blockchains.
Q6: Can ZenGo wallets be hacked via device theft?
A6: No—ZenGo’s MPC requires their server’s authentication even if the device is compromised.