You can deposit EUR from your bank account to your OKX account. Currently, local EUR bank transfers are available only for European clients (residents of EEA countries, excluding France). Both SEPA (Standard) and SEPA Instant transfers are accepted. Use SEPA Instant for real-time EUR deposits. Always check with your bank regarding fees and SEPA Instant availability.
To initiate a transfer, log in to your bank account and provide your unique OKX account details.
How to Make a Cash Deposit?
Via Web
- Log in to your account, navigate to Assets, and select Deposit.
- Choose Euro to begin cash deposits.
- Select a deposit method and click Next to review transfer details.
- Follow the instructions and initiate the deposit using the provided banking details.
- Confirm the deposit transaction from your bank account.
Via Mobile App
- Open the OKX app, select Deposit > EUR Deposit.
- Choose your preferred deposit method and proceed to verify transfer details.
- Follow the instructions to complete the deposit via online banking.
- Confirm the transaction from your bank account.
Important Notes:
- Processing time varies based on your bank and transfer method (SEPA Standard/SEPA Instant).
- Ensure your OKX account name matches your bank account name. Third-party deposits will be rejected.
- OKX charges no fees for SEPA EUR deposits, but your bank may apply transfer fees.
- SEPA Instant deposits (marked "Urgent") reflect within seconds. Standard SEPA transfers may take up to 2 business days.
👉 Maximize your deposits with low-fee SEPA transfers
Frequently Asked Questions (FAQs)
1. What’s the difference between SEPA and SEPA Instant?
SEPA Standard transfers take 1–2 business days, while SEPA Instant processes deposits in seconds (24/7) with a €100,000 limit. Confirm availability and fees with your bank.
2. Why is identity verification required before depositing?
Compliance with local regulations and platform security mandates identity checks. This also helps determine region-specific payment methods.
3. Why can’t I see the "Deposit EUR" option?
Cash deposits are region-locked due to local laws. Your account may not be eligible based on your location.
4. Why are only certain payment methods available?
Payment options are restricted based on your verified identity documents and regional regulations.
5. What does "Cash Deposit Not Available" mean?
Fiat payment services are unavailable in your region. Check for updates on expanded availability.
👉 Learn more about deposit eligibility
6. How do I check my cash deposit history?
- Web: Go to Assets > Deposit > All Deposits
- App: Navigate to Portfolio > Transactions > Filter by "Cash Deposit."