Introduction
The legal status of cryptocurrencies remains a hotly debated topic, with incomplete regulatory frameworks leaving them in a gray area between acceptance and prohibition. This ambiguity often leads financial institutions to label crypto-related activities as "high-risk/sensitive transactions," making bank account openings challenging for investors. Many face rejected applications or frozen accounts. This guide introduces Banco Beson, a Portugal-based bank offering crypto-friendly services to navigate these hurdles.
Why Choose Banco Beson?
Banco Beson, founded in January 2001 with €200 million in capital, is a fully licensed entity under EU and Portuguese central bank supervision. Headquartered in Lisbon, it stands out as Europe’s only ECB-approved实体bank authorized to provide crypto services. Key advantages include:
- Dual Currency Management: Separate accounts for fiat and cryptocurrencies.
- Low-Fee Crypto Exchange: Competitive rates for conversions (0.3%-0.9%).
- Enhanced Security: Two-factor authentication (email/SMS + Google Authenticator).
- Flexible Transfers: No forex controls; unlimited transfers in USD, EUR, or offshore CNY.
- Broad Industry Support: Open to gaming, trading, advertising, and more.
👉 Explore Banco Beson’s crypto solutions
Account Types & Services
Banco Beson offers four core services:
- Dual Accounts: Simultaneous fiat and crypto wallets under one login.
- Exchange: Swap USDT ↔ fiat instantly.
- Clearing & Settlement: Multi-address transaction processing.
- Custody: Bank-level加密asset storage.
Note: The bank issues a VISA dual-attribute card for real-time conversions and payments.
Required Documents
Identity Verification
- Passport copy (double-notarized for mainland China; single for HK/Macao/Taiwan).
Proof of Address
- Utility bill/bank statement (<3 months old; translated if not in English).
Tax Details
- Portuguese NIF or local tax ID (assistance available).
Income Proof
- Salary slips/tax returns (for compliance).
Step-by-Step开户Process
- Online Application: Submit forms via Banco Beson’s官网.
- Document Submission: Mail or upload verified files.
- Review: 3-5 business days for approval.
- Video KYC: Sign documents remotely.
- Fund & Activate: Deposit $10,000 to unlock features.
Fee Structure
- Setup: $500查册费 ($1,000 for island entities).
- Monthly: $20管理费 (non-waivable).
- Transfers: 0.1% international; 0.3%-0.9% crypto exchanges.
Pro Tips
✅ Accuracy Matters: Double-check documents to avoid delays.
✅ Security First: Enable 2FA and monitor transactions.
✅ Cost Awareness: Track fees to optimize usage.
👉 Start your crypto banking journey today
FAQs
Q1: Can I use Banco Beson for business crypto transactions?
A: Yes! It supports corporate accounts for eligible industries.
Q2: How long does开户take?
A: ~2 weeks post-document submission.
Q3: Are there minimum balance requirements?
A: Yes, a $10,000 initial deposit is mandatory.
Q4: Is my crypto insured?
A: Assets benefit from bank-level托管security but check coverage details.
Q5: Can I link external wallets?
A: Currently, only internal transfers are supported.
Disclaimer: Regulations evolve; consult Banco Beson for the latest policies.
Need help? Contact our experts for tailored advice!
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